CRED, founded in 2018, has raised $942 million across multiple funding rounds and reached unicorn status in 2021 with a $2.13 billion valuation. Headquartered in Bengaluru, Karnataka, India, CRED provides a credit card management and payments platform offering bill payments, rewards, UPI transactions, and credit score tracking. Backed by investors including Dragoneer Investment Group and GIC, the platform has expanded its premium user base and enhanced fintech capabilities. In 2025, a $75 million Series G round strengthened product offerings and operational efficiency.