Happy Money, a Torrance-based fintech company, has raised $342M across multiple rounds, reaching a $1.1B valuation as of February 2022. Its latest Series E round on December 28, 2023, brought in $146M from investors including Toba Capital, FirstMark, Anthemis Group, and CMFG Ventures. Founded by Scott Saunders in 2009, the company has steadily grown into a leading player in alternative lending. With over 395 employees, Happy Money continues to attract strong investor interest for its data-driven approach to financial wellness and credit-debt management.