OakNorth Bank has raised $962 million across multiple funding rounds, including a major Series C round that helped push its valuation to $5 billion. Founded in 2013, OakNorth operates from Manchester and focuses on commercial lending powered by advanced credit intelligence technology. Its funding from leading investors such as GIC, SoftBank Vision Fund, and Hilltop Credit Partners has fueled product innovation, technology modernization, and global expansion of its credit platform. The company remains one of Europe’s most successful fintech banking unicorns, known for its strong loan portfolio and disciplined risk framework.