SoFi has raised $3.04 billion across major funding events, including a substantial $539M Series G (2019) led by Qatar Investment Authority, a $370M Series G tranche (2021), and multiple post-IPO institutional participations such as Schwab Asset Management (2024). Founded in 2011, SoFi evolved from student-loan refinancing into a full-stack online financial platform offering loans, deposits, investing and insurance. Capital supported bank-charter efforts, product expansion, lending capacity and platform modernization. SoFi’s funding has driven rapid scaling across lending, banking and wealth services.