Zilch is a London-based fintech company operating an ad-subsidised payments network that combines payments and advertising. Since its launch, Zilch has raised $565 million across multiple funding rounds, including a $175 million Series D round. The company has also secured significant debt facilities to scale consumer lending and support high transaction volumes. Zilch’s funding history reflects strong investor confidence in its alternative payments model, which blends buy now, pay later functionality with rewards and advertising-driven monetisation.